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Will my husband's state pension stop now he is moving to a care home?

I receive the reduced married woman's pension. My husband is about to go into a private nursing home. Will his state pension stop or will I still receive his pension? We have been married for 53 years and I paid the reduced National Insurance married woman's contributions so therefore my own pension is very minimal. I would appreciate your advice.

The total amount of rent paid across Great Britain fell 8% from a peak of £62.4billion in 2018 down to £57.3billion in 2021, according to new research by Hamptons International.

Pensioners reveal price of abandoning the triple-lock pledge

Pensioners who thought that their state pension would be protected by the so-called 'triple lock' are furious that this promise is now to be broken. The promise would have cost the Treasury £3billion to fulfil. Yet the Government has decided to weasel out of it by dismantling the triple lock for a year. But having broken it once, there are fears it could just as easily break it again in the near future.

The UK equity income investment sector has clocked up 14 consecutive months of outflows as investors have looked for better value elsewhere.

LCF - an unregulated seller of 'mini-bonds' - left investors facing losses of more than £200m when it collapsed. Many were drawn into the scheme by online ads which LCF paid Google £20m to display.

The airport has plummeted from first to 10th place in the list of Europe's busiest airports, and it blames the complicated, expensive and constantly shifting rules for UK arrivals.





ALEX BRUMMER: Big takeover bids will test PM Boris Johnson

The current view among City takeover advisers is that the coming months could see larger eye-catching takeover deals which will test all those involved. Top target is BT. Another big potential target is all or part of GlaxoSmithKline. It is going through a difficult transition under chief executive Emma Walmsley with activists Elliott busy shaking the tree. With so much good science, R&D and UK production bound up in GSK it would be a very hard deal for the Government to let happen.

Before summer, sales were 3 per cent up in the third quarter on two years ago, reflecting strong trading in the UK and European regions where stores had reopened.

Petershill Partners, a minority stake owner in multiple alternative asset firms, could be valued at up to $5billion (£3.6billion) from the listing, which will see it become a standalone company.

The Cambridge-based firm, led by chief executive Poppy Gustafsson, is due to report its full-year results. Analysts expect it to post revenues of £201m for the year to June 30, up from £144m in 2020.

HAMISH MCRAE: Will wages keep on going up?

Wages are shooting up as employers scramble for staff - and not just in Britain, and not just because of Brexit. And it is lower and medium-skilled workers that are most in demand. Something similar is happening in the US, where for the first time for at least 30 years, lower-paid workers are seeing bigger percentage wage increases than highly-paid ones.

Is the tax rise fair, will it fix social care, should the triple lock have been broken and what should you do if an investment plummets, on this week's podcast.

In a lacerating cri de coeur, the MoS Personal Finance Editor warns the PM's un-Tory tax grab may be just the start of a VERY costly lurch to the Left.

Ten ways to be sure your 'green' fund really does help save the planet

Green investing is more popular than ever with inflows into ethical, sustainable or responsible-badged investment funds running at record levels. But how do you know that the fund you are buying - for an Isa or a pension - is really green and in line with your ethics? Here are the ten questions you should get answers to before opting for a specific green fund.

Ruffer will launch its first fund in a decade in response to the 'uncertain future' faced by financial markets and is betting on the end to the 60/40 allocation split.

Tom Slater, co-manager of Scottish Mortgage, one of Britain's most popular investment trusts, admitted biotech is risky, pointing out that some of his picks have become worthless.

Fresh backing for our demands after more shops refuse cash

One in five consumers has been blocked from paying with cash at shops since lockdown rules were eased this summer - prompting more support for The Mail on Sunday's Keep Our Cash campaign. The consumer group Which? is the latest to back our demands for cash to always be available on the high street, with a bank and free cash machine in every town.



MIDAS SHARE TIPS:?Dunelm profits from digital push

It would be fair to say the firm has had a good pandemic. Not only had it launched a strong e-commerce strategy before we were all locked in our homes, but it quickly moved to offer click & collect when stores could not open, and its out-of-town retail parks meant there was space for social distancing once in-person shopping restarted.

Emerging markets trust Mobius will celebrate its third anniversary at the start of next month. Since launch, the trust's share price has risen from £1 to £1.49.

Since Midas first tipped the shares at £3.97 in 2008, they've soared to £49.74 - rising £15.44 since we last looked at the stock in February.

Hot property stocks could help you cash in on Britain's building boom

So, since mortgage rates are falling to record lows - and tipped to become even cheaper in 2022 - are the Halifax figures, supported by data from Nationwide, a signal to buy shares in housebuilders? If Boris Johnson wants to attract young voters, he must deliver on his pledge to turn Generation Rent into Generation Buy - if only to compensate for the shock imposition of extra national insurance on this age group. Since politicians can promise homes, but must rely on housebuilders to build them, the sector's giants will be crucial to the delivery of these policies.

For most people building a portfolio is probably perceived as buying a selection of shares and bonds. However there is much more to it than this. You can also buy a fund.

The Easy ID app helps shoppers verify their identity and age online and in stores. But it will also be used to verify customers of exchange Swarm Markets, which offers access to ethereum and bitcoin.

Drivers' appetite for electric and hybrid cars soar during the pandemic

Nearly half of UK drivers, or 46 per cent, are now considering to pick an electric or hybrid car as their next vehicle, up from 38 per cent last year and just 12 per cent in 2017, a new survey by insurer Aviva has showed. While many will be motivated by the fact that new diesel and petrol cars will be banned from 2030, with hybrids set to follow in 2035, a third said they've been converted as a result of the pandemic.

First to arrive will be the Ora Cat, which seems to be a blend of styling cues that pay homage to everything from Porsches to Minis. Expect prices of about £25,000 to £30,000 when order books open.

I was granted an exclusive visit to German car giant BMW's research and development centre on the outskirts of Munich. It is developing the environmentally-friendly cars of tomorrow today.

Millionaire property hotspots revealed as Scotland overtakes London

During the past year million-pound homes have taken an average of 67 days in London to find a buyer, while in Scotland they have typically taken 61 days, according to Rightmove. The fastest-moving area is Thames Ditton in Surrey, where million-pound homes have found a buyer in just 26 days. Pictured (clockwise from left) are: A five-bedroom detached house in Edinburgh, a four-bedroom terrace home in north London's Hackney, and a five-bedroom detached property in Surrey's Thames Ditton.

The Seed Stage is an opportunity for small start-ups to pitch to some of Europe's top venture capital funds in just five minutes.

The best decision strongman James Crossley ever made was investing in buy-to-let property in the 1990s.

Women made to wait face state pension cash chaos due to delays

Delays and slip-ups mean pensioners finally entitled to the benefit have been left without any income for weeks. And those that try to get answers on the phone have been made to wait for hours on hold. Around 3.8million women born in the 1950s lost out on up to £50,000 after their state pension age was increased from 60 to 66. Mandy Hardman was forced to keep working when her retirement age was pushed up from 60 to 66.

The watchdog told bosses this week it was ready to wield its enforcement powers if they fail to sign up workers and to pay their share of contributions into pensions.

I was lunching at the Connaught Hotel with Nick Cheyne, the Racing Director at Ascot, Mike Dillon, of Ladbrokes and my colleague and much-missed friend Graham Cowdrey.

Five ways to ensure you reach your retirement goals

Just over a quarter of Britons are on track to reach their financial and lifestyle goals in retirement, new findings have warned. Despite so few people being set financially for later life, 85 per cent claim to have a 'fair to excellent' understanding of pensions, according to a Schroders Personal Wealth survey. The numbers would appear to indicate otherwise and having a genuine understanding of how you want to live in retirement is an important consideration for everyone.

Nationally, more than one in five adults has received money via an inheritance, rising to nearly one in three among those aged between 65 and 74, research claimed.

There are plenty of reasons to hit Cornwall, and the country's culinary heritage often tops the list. Here are five locations where food and beautiful homes meet to serve up the essence of Cornwall.

Extra tax to fix social care must not line care home bosses' pockets

The Prime Minister deserves credit for seeking to deal with the social care crisis, but now we need to keep a very close eye on what the plan for the money is. Crucially, the £86,000 cap won't include daily living costs, such as accommodation, food and heating. Furthermore, the crisis in social care isn't just one of funding. There are major problems in the care system itself, with poor care standards, staff shortages, low wages, profiteering, and the burden placed on unpaid carers among them.

Lack of parking sees 7m homeowners convert their front gardens into drives?

New research by Direct Line Home Insurance claimed that 6.6 million people have turned either some, or all, of the green space at the front of their property into a dedicated parking area. The insurer suggested that an extra 3.5 million people are currently planning to do the same, while 4.8 million are considering the move in the future. It based its research on a survey of 2,000 adults, carried out between May 28 and the beginning of June this year.

According to new analysis from Zoopla, rents in major UK cities and towns outside London increased by 5 per cent in the year to July, reaching an average of £790 per month.

People who a few months ago were unable to even pronounce Otomi - and were dismissive about folkloric style in any form - are enthusing about this exuberant craft work with its millennia of heritage.

Own any international shares? A guide to currency risk

When you hold overseas investments, the value of your investment doesn't just depend on the performance of the stock itself, but of the underlying currency too, says Sarah Coles of Hargreaves Lansdown. It means no investor can afford to ignore currency risks entirely. However, most people just need to understand the risks they're taking and mitigate any they're uncomfortable with.

Back to work rush has sent sales soaring, says Pret boss

Pret a Manger boss Pano Christou is optimistic about trading in city centres after employees returning to offices last week drove a 15 per cent sales uplift in just seven days. He said the first full week after the school holidays had been the 'acid test' to gauge the scale of workers returning to areas such as the City of London after a switch to remote working over the pandemic.

Nearly one in ten of the capital's employers has dropped - or has plans to remove - the London weighting allowance on salaries for remote workers.

Aerospace and defence firm Leonardo, which has 180 sites worldwide and employs 7,500 in Britain, has developed a 'Coke can-sized' decoy called BriteCloud.

The audit firm will reveal the pay differential between those from a 'lower socio-economic background' at one end, and the 'professional' class at the other.

The Government's tax raid on workers to shore up the National Health Service should now enable people to get quicker treatment for medical conditions, says Jeff Prestridge.

Atom Bank is aiming to raise more than £40million from investors before the end of the year, The Mail on Sunday can reveal.

US-based Causeway Capital last month demanded a board shake-up at Rolls and a potential break-up of its business. And the firm has now built up a 9.05 per cent stake in WH Smith.

Imran Gulamhuseinwala is said to have 'openly and aggressively' shouted at female colleagues, invaded their personal space and threatened them, The Sunday Telegraph reported.

The Royal Air Force will receive £400million to upgrade its fleet of C-17 Globemaster planes and Chinook helicopters, both developed by the US aerospace and defence specialist.

Alizee Froguel, a policy manager at Cancer Research UK and an asthma sufferer, said tobacco companies cannot be trusted to stop selling cigarettes to 'reach smoke-free ambitions'.

A blockbuster worthy of 007 - in legal circles at least - kicks off tomorrow in Ontario as Cineworld and Canada's Cineplex arrive in court.

Selfridges boss: Charity shops can help save high streets

Luxury department stores and charity shops might seem unlikely bedfellows. Some of us might even, reasonably, regard the endless proliferation of charity shops in the local area as a sign that our high street has taken a turn for the worse. But Selfridges chief executive Anne Pitcher says it's time to think again. Charity shops, she insists, could be about to play a vital role in hauling town centres - battered by the rise of online shopping and, more recently, the pandemic - back from the brink.

Chief executive Johan Lundgren confirmed that Hester was involved as the easyJet board decided on 'the timing and the size' of its £1.2billion cash call.

Bibby Line, one of Britain's oldest family-owned firms tracing its roots back to 1807, suffered as the pandemic weighed on its business.

City sources said the embattled FTSE 250-listed defence and engineering giant, which builds ships for the Ministry of Defence, has hired bankers from HSBC to carry out a 'strategic review' of its helicopter services business.

An Israeli doctor working on an experimental treatment for Covid is looking to team up with the world's largest pharmaceutical firms, such as AstraZeneca, to develop the treatment.

How to soften care tax blow: Boris hits investors to fix care crisis

Boris Johnson yesterday announced a tax raid on workers and investors to finally tackle the care funding crisis. But how will it hit your pocket, and is there anything you can do to soften the blow? The health and social care levy will see workers pay an added 1.25 per cent on top of their National Insurance contributions.

Isas protect savers from paying income tax on interest earned. But for the first time since cash Isas were launched in 1999, you are no better off in a fixed rate Isa than an ordinary taxable account.

ASK TONY: BT called in the debt collectors when I found a cheaper deal

I moved from BT to Expert Telecom and was assured by Expert they would deal with all legal and transfer matters. I have since had a letter from Moorcroft debt agency saying I owe BT £1,148.46 because I was in breach of contract. Apparently the information about a contract which I didn't even realise I was on came by e-mail. I didn't open this email as I was waiting for a cataract operation and couldn't see properly.

Banks, building societies and post offices across the UK working with police managed to stop £32 million of fraud during the first half of this year - a 65 per cent rise on 2020.

Nearly three quarters of fraud refund complaints are now won by customers. Pensioner John Wardle (pictured) was concussed after a fall when fraudsters targeted him posing as his bank.

What does the £260k average house price get around the UK?

We take a look at 10 different homes for sale around the country that each have a price tag of £260k, ranging from a studio flat in London to a four-bedroom detached house in Scotland. Pictured: (clockwise from top left) are: A two-bed terrace in Bristol, a four-bed detached house in Scotland's Ayr, a two-bed semi-detached house in St Ives, a four-bed terrace in Northampton, a studio flat in London and in four-bed semi-detached house in Plymouth.

The body representing surveyors has called on the Government to carry out a full-scale review of the tax after its temporary cut.

One in ten shoppers who used 'buy now, pay later' services is unemployed and dependent on benefits and just half of those using checkout lending services were full-time employees, our survey found.

The new electric vehicles debuted at the Munich motor show in 2021

This week's Munich motor show - or 'Mobility' show as it has officially been dubbed - has been a showcase of what electric cars of the very near future are set to look like. And despite a common misconception, the selection of unveilings in Germany this week suggest they will be as diverse - if not more so - than motors on the road today. Here is a full rundown of the best and most important electric cars launched in Munich this week. In our list is the teeny City Transformer (top left) that can shrink in size, Mercedes-Maybach's luxurious jacked-up EQS SUV limo (top right), Renault's all new electric Megane family car (bottom left) and Hyundai's Prophecy Concept (bottom right) that signals the design of its high-performance EV due in 2022.

While August is usually a quieter month for car sales ahead of the plate change in September, there are concerns that production restraints could be a body body for the sector this month.

Online giant eBay UK has teamed up with two of the country's best known insurers, Aviva and LV, in a bid to help motorists lumbered with delays for car parts as a result of Brexit and other issues.

How much money do I need to save for my pension?

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best.

Best mortgage rates: Compare fixed rate and tracker rate mortgage deals

The average mortgage rate is edging down, as lenders bring back their full range of products and launch tantalising deals with interest of less than 1 per cent for those with lots of equity. However, the situation is slowly improving for those at the other end of the scale, too, as five and 10 per cent deposit mortgages return.

Ten tips for buy-to-let: Essential advice for property investment

Buy-to-let is much tougher than it once was. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Shropshire £5,000
£1,000,000 Bristol £5,000
£100,000 Cheshire West and Chester £10,000
£100,000 Dorset £15,000
£100,000 Essex £37,500
£100,000 Derbyshire £25,000
£100,000 Shropshire £30,000
£50,000 Hertfordshire £43,000
More September 2021 winners
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